The economic meltdown on Wall Street during the past few weeks is going to trickle down to your street, whether or not you're a big investor in the stock market. Not to sound all doomsday—because goodness knows we're all stressed enough watching the news these days—but chances are things are gonna get ugly this coming winter and continue into an even worse-looking 2009. While foot rubs, yoga, and deep breathing will certainly help, getting your financial and career ducks in